Other Loans

Other Loans

Obtain access to funds for the things you will need.

Computer Loan

Avoid using credit cards by having an interest-rate that is high purchase your computer! Finance the Credit Union to your computer purchase and save your self.

A Credit Union Computer Loan features:

  • A wonderfully low 9.00% APR 1
  • 100% funding as much as $2,500
  • Versatile terms as much as 72 months 1
  • Convenient payment choice (sign up for direct auto or deposit transfer to settle your loan and get the maximum loan discount)
  • No summer time payments required 2
  • No application or fees that are hidden
  • Apply Now
  • Have Questions? E Mail Us!

1 APR = percentage Rate that is annual. 9.00% APR calls for enrollment in direct auto or deposit transfer to settle your loan, and borrower must make provision for computer purchase type. Example: 72 re re payments of $18.03 per $1,000 lent in relation to a 9.00per cent APR. All Credit Union loans are at the mercy of approval. Funds will likely to be deposited to your Credit Union checking or checking account.

2 No summer time re re payments are expected if user is enrolled on a 10-month college payroll plan.

National Board Official Certification Loan

Southern Florida Educational FCU supports instructors’ efforts to achieve nationwide Board official Certification. Help defray expenses with a national Board official official Certification loan.

1 All Credit Union loans are at the mercy of approval and therefore are issued according to specific creditworthiness, capacity to repay and credit rating. A copy must be provided by you of the completely finished NBPTS application. Other conditions may use.

Pay Day Loan

Conventional payday loans are created to trap you into a vicious debt-cycle fueled by excessive charges and interest rates. Our cash advance alternative is significantly diffent since it is built to break the cash advance cycle which often, can help you conserve money.

Educational Component Requirement

Before applying for a Credit Union pay day loan, you must first get 80% or more on Greenpath’s Budgeting Basics module.

Merely log onto Greenpath’s Budgeting Basics Course. You have to enter your title because it seems in your SFEFCU account (otherwise the Credit Union will be unable to spot your score).

The Address supplied above is unique to SFEFCU. Completed tests taken through this unique URL are reported to us therefore we understand that you have got finished the academic requirement.

Savings Component

The Credit Union allows you to split the loan that is payday by putting aside money each pay period into an unique pay day loan family savings. This account that is restricted allow you to gradually save your self enough money to settle your cash advance in full utilizing the cash in your unique checking account. Loans will undoubtedly be compensated in complete and one more 5% regarding the loan quantity will be immediately deposited into the Payday Loan family savings via Payroll Deduction each pay duration.

Eligibility Demands

  • Effectively complete Greenpath’s Budgeting Basics Course
  • Account available at the least 120 times ahead of application for the loan
  • No Bankruptcy within the past two years
  • No current delinquent loans with the Credit Union
  • Cannot have actually triggered a loss into the Credit Union of all kinds
  • If you’re for a 10-month payroll, pay day loans aren’t available a month ahead of and during cycles if you find no payroll arriving at the Credit Union.

Please call the Lending Center at 305-273-LOAN (5626) with concerns.

Personal Line of Credit

A Personal credit line loan is just a revolving or open-end credit loan due to the fact amount of the mortgage (term) just isn’t fixed — it is ongoing. While you would a credit card as you make payments and pay down the loan balance, you can advance any available amount. The mortgage offers low prices and low minimal payments that are monthly.

Private Signature

Borrow that extra cash you importance of that dream vacation, house repairs or any task you have been attempting to begin, but have not since you had been brief on money. Our Personal Signature loans have actually fixed, low prices and a repayment period that is flexible.

Share Certificate Loan

Reduced interest levels can be obtained to members whom pledge their share certificates decisive link as security. You keep up to make dividends in the funds held as collateral.

Share Secured Loan

Reduced rates of interest can be found to users whom pledge their savings as security. You keep up to make dividends in the funds held as collateral.

South Florida Educational Federal Credit Union

Routing Transit # 267077821 © 2016–2020 Southern Florida Academic Federal Credit Union. All rights reserved.

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